Auto Accident Injury Center – Fresno & Clovis
Just had a car accident in Fresno or Clovis?
Get medical answers, protect your rights, and avoid costly mistakes — starting today.
Your Right to Choose Doctors
California-Complaint Docs
Works with Your Attorney
Same-Day Help Ensured
What to Do Right Now at the Scene
Do
- Call 911 for any suspected injury.
- Move to safety and turn on hazard lights.
- Exchange and photograph licenses, plates, VINs, insurance cards, road scene, and visible injuries.
- File a police or CHP report within 24 hours if anyone was injured or killed (CVC §20008).
- Submit a DMV SR-1 within 10 days if injuries or property damage exceed $1,000.
Don't
- Admit fault or minimize symptoms.
- Give recorded statements.
- Skip a medical evaluation — adrenaline hides pain.
Why this matters: These steps preserve evidence, satisfy reporting laws, and prevent insurance disputes.
Your First 72 Hours: Symptoms & Care Decisions
ER
for serious or head injuries.
Urgent Care / PCP
Chiropractic & Rehab (FGC)
- Same-day exam
- Evidence-based notes (SOAP)
- Imaging referrals when appropriate
- A Case-Readiness File — organized documentation for your attorney.
California Deadlines & Required Forms
Insurance in California (2025 Update)
Minimum coverage
As of Jan 1, 2025, the minimum auto liability is 30/60/15
Comparative Negligence
You can recover even if mostly at fault — recovery reduces by your fault %.
MedPay
Pays accident‑related medical bills for you/passengers regardless of fault
UM/UIM
Protects you if the other driver is uninsured/underinsured
Loss of use & rentals
Insurers must handle auto claims fairly under 10 CCR §2695.8
Bring Your Insurance Card
Documentation Strategy
- Photos, reports, witness info, repair invoices, symptom logs.
- Accurate medical records, timelines, and objective findings.
- No treatment gaps — consistency builds credibility.
FGC Edge
We provide a complete Case-Readiness File with records, imaging, and ledgers for faster claim handling.
Dealing with adjusters — your rights & the “gotchas”
Smart moves:
- Don’t record statements without understanding the scope.
- Get all requests in writing.
- Report unfair handling to the CA Dept. of Insurance (800-927-4357).
“You have the right to fair and prompt handling — CA Insurance Code §2695.7”
Repairs, Total Loss & Your Right to Choose
You choose the body shop
Insurers cannot require a specific shop and can only recommend under strict notice rules (Insurance Code §758.5). California also has an Auto Body Repair Consumer Bill of Rights.
Aftermarket vs
OEM
Aftermarket vs OEM parts and total loss valuations are regulated under 10 CCR §2695.8; you can ask for the valuation basis/comparables.
Diminished
value
You may pursue compensation for lost vehicle value after repairs (typically as a third‑party claim). Results vary; documentation helps
Tip: Always get an independent estimate and keep detailed records.
Attorneys — When & How to Involve One
Hire an attorney if there are injuries, disputes, or complex coverage.
Vetting:
- Confirm active license at State Bar of California – Attorney Search.
- Typical contingency: 33–40%.
- Understand medical liens — they’re paid from settlements.
We coordinate with trusted local PI attorneys — you always choose who represents you.
Common Crash Injuries &
Chiropractic Care
Neck
Whiplash
Back strain
Headache
Shoulder injuries
Hip injuries
Our chiropractic approach:
Best Local Resources - Fresno & Clovis
